This policy will indemnify the insured against the loss of or damage to the property insured arising from fire and other allied perils such as storm, tempest, flood, earthquake, natural perils, impact, and Burglary due to violent and forcible entry.

The policy can also be extended to cover many additional perils including business interruption and loss of profit as well as various legal liabilities.

A detailed proposal form must be filled by the insured.